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Digital Money lineExplainer
Will There Be a Digital Peso? What the BSP Is Actually Building
The Bangko Sentral is testing a digital currency, but not the kind you would keep in your phone. Here is what Project Agila is, and what it means for you.
There is no digital peso for the public. The BSP says a retail CBDC, money you would hold in an app, is "not an immediate priority."
What the BSP tested is a wholesale CBDC, called Project Agila: digital central bank money that only banks and financial institutions would use to settle large payments with each other. BDO, China Bank, Land Bank, RCBC, UnionBank and Maya took part.
The tests showed it can settle interbank payments even outside business hours, but the BSP says legal, security and scaling questions must be solved first.
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- Will There Be a Digital Peso? What the BSP Is Actually BuildingExplainer · 13 Nov 2026
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